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Personal Contract Purchase (PCP) representative example

Based on a cash price of £10,999 with a £2,200 customer deposit, borrowing £8,800 at a representative APR of 8.9% and the following:
47 monthly payments of
£151.24
Fixed rate of interest per annum
8.52%
Option-to-purchase fee
£10
Optional final payment
£3,906.00
Amount of interest
£4,414.88
Total amount payable
£15,413.88
Annual mileage limit
6,000 miles
Excess mileage charge
4.8p per mile